Thursday, January 30, 2020

Current Economic Policy Essay Example for Free

Current Economic Policy Essay From 2006 up to the present, the economy of the United State has been performing great in general. Gross Domestic Product increased by significant rate enough to encourage the foreign investors to invest in the country. Furthermore, more jobs have been created for the labor marker creating huge improvement on the welfare of the workers, thus, increasing their income. Around more than 850,000 jobs has been created in the economy from 2006 up to the present. Energy prices, on the other hand, seem to become worse after oil prices in the international market has been increasing sharply for the past years. Because of the said increase in the prices of oil in the market, it negatively affects the non-energy goods and services since oil is one of the major components of production processes in most of the industries in the economy. Inflation also increased as a consequence of the increasing prices of the commodities in the market due to the rising oil prices. Inflation rate, since 2006, stood high enough to impose panic to the consumers and there is a possibility that the latter might just lower down their spending making. Moreover, the housing industry also made the improvement of the GDP sluggishly and this is the side effect of the massive housing spending of the market in 2005 not to mention that the disposable income of the consumers today is not that high enough as compared to 2005. Although there are certain hindrances on the improvement of GDP or economic improvement of the country, still, the economy manages to offset those costs by the benefits derived from the good market condition of the international market which in turn advance the trade balance of our country. In addition to that, increasing job opportunities makes the depletion in the consumption of the consumers to slow down since income of the workers improves as more job were created in the economy. Furthermore, labor productivity helps the private firms to reinvigorate their profitability and sales volume making the government able to charge higher taxes to be used for financing government projects for the economy. Proposed Economic Stabilization Policy One of the possible way by which the US government could further stabilize the growth of the US economy would be through lower down the tax rate that the government has been charging especially for the multinational corporations. Through cutting down the tax rate of the companies in the market, especially those multinational corporations since it could offset the rising salaries of the laborers due to the high demand for laborers in the market. It was identified that because of the high demand for laborers in the market due to the fast-faced growth of the economy for the past years, the bargaining power of the laborers for higher salaries increased imposing threats for a higher operational costs for the private firms. The improvement of the income of every household could helped the economy revitalized the housing market that is why an increase in the salaries of the laborers is badly needed in the market today. So as not to sacrifice the welfare of the private firms which also contributes largely to the sustainable growth of the economy of the past years, the only option of the government is to lower down the taxes that they are charging from these people. In short, it is the government who would shoulder the burden or the costs of improving the housing industry not to mention that there is a great possibility that disposable income of the consumer group might increase due to the increase in their salaries. For sure, the job losses on the part of the government due to the lack of fund to finance government projects after the taxes being collected to large corporation would be offset by the additional job vacancies being created by the private industry every month in the economy. This only points out that even if this kind of policy would slow down the construction of infrastructures for the public or any government services being offered in the economy is very insignificant as compared to those persons or group of person that will benefits from this kind of policy. Policy Target The said proposed policy would only cover multinational and corporation type of companies for these are the business entities that employs the majority of the worker in the market. Moreover, international branches of the said corporation will also be included in the said proposed policy. For multinational company, tax rate would depend on the level of their profitability and sales volume. Whereas, corporations or those companies that only operate on the US market would have a fixed tax rate just to account their financial capabilities and the amount of labor force that they are utilizing for their operation. Current Use of the Policy Well, so far, President George W. Bush actually advocating the importance of tax cuts in order to protect the interest of the producers or private firms in the market for they are the one who drags the economy towards progress as well as the increase in the salaries of the workers in the economy (Seib, 2007). Moreover, the issue regarding this tax rate reduction becomes more interesting to the presidential candidates and serves as part of their platforms in their campaign. The reason behind the popularity of tax cutting to most of the presidential candidate is due to the fact that this issue encompasses not only the private sector but also the consumer and labor group of which the majority are voters for the up coming election. Although politically driven, there is still a basis for the presidential candidates to propose and support such said kind of policy for the economy, and true enough, tax cutting is being viewed as one of the possible solution for the growth of the US economy to become more sustainable. But then again, after considering those benefits than can be derived from implementing this kind of policy, based also from the tax cutting model of President Bush, there is a little possibility that this would not be implemented in the near future alongside with other economic policies of the government. Potential Problems and Issues Although the consumers and the private firms will be well-off from the shouldering of the government of the costs of high oil prices in the market, still, the insufficient amount of available budget for the coming fiscal period would surely made the provision of government project become sluggish. As most of the economists know, government plays a vital role in maintaining equilibrium condition in the economy like the provision of public goods. These are goods that when provided by the private firms would only caused inefficiencies and ineffectiveness on producing such goods, thus, worsening the welfare of the consumer group. Like for instance, the provision of street lights, it is the government’s responsibility to give its citizens with street light for the security of the latter. By cutting the tax being charge to the corporation, there is a big chance of having insufficient funds for street lighting perhaps, or unfinished roads for a couple of months due to lack of funds and so on and so forth. Tax, on the field of public economics, only causes losses on the societal welfare. It only creates gain for the society if it is being used as a correctional tool to put back the economy into its equilibrium state. Like in the case of negative externality emitters in the economy, the are being charged by higher tax that the usual amount in order to force them to cut down their production or to slow down their operation on the optimal level for the society. The only point here is that, tax cutting would just make the budget deficit problem of the government to become worse assuming that the gains from the performance of the economy will not change that significantly for the next couple of fiscal periods. But since the Federal Reserve predicts that the US economy would still expand for the next period, then, tax cutting will not worsen the budget deficit of the government as what is being expected by some of the government officials.

Wednesday, January 22, 2020

Djuna Barness The Diary of a Dangerous Child :: Djuna Barnes Diary Dangerous Child Essays

Djuna Barnes's The Diary of a Dangerous Child "By this I mean that I am debating with myself whether I shall place myself in some good man's hands and become a mother, or if I shall become wanton and go out in the world and make a place for myself." -Olga, "The Diary of a Dangerous Child" In Djuna Barnes's short story "The Diary of a Dangerous Child" (1922), the narrator, an adolescent girl named Olga, ponders her destiny on the occasion of her fourteenth birthday: should she marry, settle down, and have children or become a "wanton," independent woman? During the rest of the story, however, the same young girl seduces her sister's fiancà ©, plans to dominate him using a whip, yet has her plan spoiled when her mother disguises herself as the fiancà © and arrives at the proposed midnight rendezvous. The youth consequently decides to become neither a maternal wife nor an independent tramp; instead, Olga decides "to run away and become a boy" ("Diary" 94). Like many of her early writings, this Barnes story ultimately problematizes the unrelenting sexuality and corresponding apathy of the child vampire Olga and the "traditional" view that women have only two mutually exclusive lots in life: that of the domestic and that of the worldly. What differentiates this female va mpire from other literary examples of her type is her age and the issues pursuant to it. Although disciplined in the end by her mother, Olga is but a child herself yet comes close to luring the unsuspecting fiancà © into her game of sexual supremacy. Because literature and criticism lack a solid tradition concerning vampires and children, particularly a mixture of the two, one must pursue other sources as contextual avenues into this figure in Barnes's early works. In its mixture of the domestic (baby/child/adolescent) and the sensual (vampire) and the dangerous appeal that fusion entails, the child vampire in Barnes's writings and illustrations symbolizes the ambivalence that American society of the Modernist period had about newly acquired freedoms for women. This paper explores a kind of perilous yet unwavering attraction that the child vampire epitomizes. In pursuing a contextual, interpretive framework that provides a path into Barnes's use of the child vampire, I turn to visual culture of the period, focusing upon the tradition of the screen vamp and the use of children in early American cinema as initial sources of these conflicting feelings.

Tuesday, January 14, 2020

Manage Programs That Promote Personal Effectiveness Essay

1. Three common Health Issues that Can Affect Productivity In The Work Place Are: Mental Health Issues for example: Depression, Anxiety, stress & Behavioral Conditions. Chronic Illnesses for example: Diabetes, asthma, Cancer, coronary heart disease and stroke. Lifestyle risk Factors such as drug and alcohol abuse, gambling, Obesity and smoking this includes second hand smoke. 2. Use the internet to research each Identified issue for the following: Prevalence of the issue and any forecasts. Mental Health is on the rise in and out of the work place, And unlike many physical illness it impacts on people during their prime working years untreated mental health issues are costing Australian organizations $642,000 per 1000 employees. Chronic Illness is increasing in a global prevalence and in 23 high burden developed countries the cost associated with this global prevalence will cost the economy 84 billion dollars by 2015 if nothing is done to slow this up ward trend. Lifestyle Risk Factors have increased dramatically not only has Obesity increased Across all age groups the working age groups has a steady upward growth. Between 1995 and 2012 the average BMI for men and women over 18 have increased by 9.6% And only only 5.5% of Australian adults had an adequate usual daily intake of fruit and Vegetables there has been a decrease in smoking according to the national health Survey â€Å"In 2011 12, men were more likely to smoke daily than women (18.3% Compared with 14.1%). These rates have decreased since 2001, when 25.4% of men And 19.5% of women smoked daily†. Standard approaches to address the Issue in the work place. Being proactive in effectively raising awareness and addressing Mental Heath in the work place so early intervention can take place is important for staff moral and confidence. Some standard approaches for addressing and dealing with mental health would be: Educating and giving managers and employee’s the tools and skills needed to jointly identify triggers and solutions. On a larger scale and depending on the overall health and personnel needs of the employees and funding from the organization or government an EAP could be strategized and planned. Standard approaches to addressing chronic illness in the work place are: Initiating an in employee assistance program to provide the employees with the education and support they need this could be anything from a basic to a comprehensive program depending on all the variable factors to take in to account. Standard Approaches to Lifestyle risk factors include policy changes such as smoke Free environments to further decrease the smoking rate or even promoting quit line Services for smoking related issues. Provide health options and Incentives for using And maintaining healthier choices within the workplace to deal with diet related Lifestyle risks. Two of the Identified approaches briefly detailed on how the approach is managed in The work place and which approach I prefer. Mental Health Implementing compressive strategy or national workplace program (Employee assistance program) along with strategizing a well being policy and prevention policy will increase knowledge and understanding on how to deal and prevent mental health in the work place and address work related risk. Therefore increasing awareness, decreasing stigma and improving attitudes therefore giving staff employees the tools to create a healthy work  environment where no one has fears of speaking out about having a mental health issue this can provide job securities and reassurances they have the support of the organization. Full commitment from all stakeholders including all management mental heath experts and the chosen employee representative is essential to the success and outcome of program. Lifestyles Risks Factors Introducing an advanced or comprehensive program to educate and give staff / Employee’s opportunities to be educated on Nutrition, Physical activity, Smoking and stress management and experience to practice the skills needed to deal With and prevent Lifestyle Risk related issues. Provide health options and Incentives For using and maintaining healthier choices within the workplace to deal with diet Related Lifestyle risks. Also promoting services related to lifestyle risk factors such as Quit line, Heart Foundation, Cancer Council, Substance abuse consolers and GP’s for General check ups. Approach I Prefer The benefits for addressing lifestyle risks far out way the cost and time as Implementing this as a preventative measure would boost understanding, morale and Trust within the organization therefore boosting Productivity the organization would Save Money on a long Term basis due to the fact That many chronic illness and some mental Health issues Stem from associated Lifestyle Risk factors. So I believe addressing lifestyle risk Factors you are therefore Addressing an overall broad majority of issues. Tackling life style risk factors before They become Chronic illness is imperative and should be made a priority as Prevention Is better than Cure. So I would introduce an advanced or comprehensive program to Change the behavior. 3.  Summary Report Mental Health Issues for example: Depression, Anxiety, stress & Behavioral Conditions. Chronic Illnesses for example: Diabetes, asthma, Cancer, coronary heart disease and stroke. Lifestyle risk Factors such as drug and alcohol abuse, gambling, Obesity and smoking this includes second hand smoke. â€Å"Healthy Employees Make A Healthy Business† Mental health Issues, chronic illnesses and lifestyle risk factors are all on the rise it is so crucial that they be addressed because the long term affect of unaddressed issues within any organization can be devastating for both employer and employees. Not only did a 2007 study run by Medibank Private put the annual cost of absenteeism and presenteeism to Australia at $25.7 billion. Health and wellbeing are by far the overriding factors. By improving health standards in the work place you will find healthier employees are 3 times more productive. All the above health issues have a profound impact on Daily productivity absenteeism and presenteeism addressing these issues effectively will not only benefit this organization and employee’s but improve overall mental and physical wellbeing improving productivity, employee relationships, reduced absenteeism and sick leave and increased health awareness and knowledge. â€Å"Global research has found that when employee health and wellness is managed well the percentage of engaged employees increases from 7% to 55%. This research also found self-reported creativity and innovation increases from 20% to 72%.† Providing the necessary tools and skills for staff and employee’s to preform at there best I would suggest adopting a EAP to approach lifestyle risk issues, some of the methods maybe government assisted workshops. so with the approval of senior management I would love feedback & approval to write a advanced or comprehensive EAP for Lifestyle Risk Factors because I believe that in addressing lifestyle risks far out way the cost, time and resources and With cost in relation to losses from absenteeism and presenteeism an  investment on a larger scale like a advanced or comprehensive EPA would be more beneficial in this situation. Implementing this as a preventative measure would boost understanding, morale and Trust within the organization therefore boosting Productivity. The organization would Save Money on a long Term basis due to the fact the work place will be a healthy safer place with reduced absenteeism and presenteeism and increased productivity. â€Å"a ship cannot be sailed without a crew† so keeping your staff / employee’s happy and healthy will have a positive affect on all involved and improve the organizations corporate image. With cost in relation to losses from absenteeism and presenteeism an investment on a larger scale like a advanced or comprehensive EPA would be more beneficial in this situation. Also in addressing lifestyle risk you are in turn addressing many chronic illnesses and Some mental Health issues as most Stem from associated Lifestyle Risk factors. So I Believe addressing lifestyle risk Factors you are therefore addressing an overall broad Majority of issues. Tackling life style risk factors before They become Chronic illness it Is imperative and should be made a priority as Prevention Is better than Cure. References http://www.cgdev.org/doc/expert%20pages/nugent/Nugent_Annals_article.pdf https://www.bspg.com.au/dam/bsg/product?client=BEYONDBLUE&prodid=BL/0538&type=file http://www.abs.gov.au/websitedbs/D3310114.nsf/home/home?opendocument http://www.heartfoundation.org.au/active-living/Documents/Healthy-workplace-guide.pdf

Monday, January 6, 2020

Essay on Sources of Finance - 4493 Words

Table of Content Page I. Assignment coversheet†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.1-3 II. Executive summary†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦5 III. Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦.†¦Ã¢â‚¬ ¦...5 IV. Main body†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦..6 4.1. Sources of finance and its advantages disadvantages†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦6-8 4.2. The implications of the different sources of finance†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦8-9 3. Appropriate sources of finance for a business project†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.9-13 4.4. The costs of sources of finance for Vale Filters Limited†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦.13-16 4.5. Importance of financial planning†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.17-18 V.†¦show more content†¦And then Vale Filter can lend money from banks. The main advantage of borrowing from banks is that you might get money to start up your business easily, quickly. The main disadvantage is in the condition that Vale Filter can not pay back the loan, then the bank will take assets from Vale Filter. Moreover Vale Filter has to pay the interest and it is usually not small. The secondary approach to consider that is Government grants. Government is keen that businesses should start up and prosper because successful businesses provide employment and create wealth for the country. Government would like to develop national economy especially in high technology industries and in high unemployment areas. Specifically, government will support biological and chemical technology at Vale Filter. We should know two packages of measures offered by the UK government is â€Å"The Enterprise Initiative† and† Grant for Research and Development† which help small-medium enterprises to use and develop technologically innovative products and processes (BPP, p.21, 2004). The third approach to consider that is Venture Capital. Venture capital is a type of private equity capital typically provided to early-stage, high-potential, and growth companies in the interest of generating a return through an eventual realization event such as an Initial Public Offering (IPO), or trade sale of the company (en.wikipedia, accessedShow MoreRelatedsources of finance1286 Words   |  6 Pagesï » ¿Sources of finance Some sources of finance are short term and must be paid back within a year. Other sources of finance are long term and can be paid back over many years. Internal sources of finance are funds found inside the business. For example, profits can be kept back to finance expansion. Alternatively the business can sell assets that are no longer really needed to free up cash. External sources of finance are found outside the business. For example from creditors or banks. InternalRead MoreSources of Finance1496 Words   |  6 PagesP3 Introduction For this task I will be considering the sources of finance I will need for my company. Why might a business require finance? A business may require finance because they can either: †¢ Be setting up a new business and they do not have enough money to start up. †¢ They may need new equipment to help make the business expand and make more profit. †¢ Or they may even want to replace old machinery. †¢ They may want to move there store to a better location that might benefit thereRead MoreSources of Finance1111 Words   |  5 PagesIntroduction In this essay we will be looking at different sources of finance available for different type of business. Also will be looking at the definitions of different type of sources of finance, the advantages, disadvantages and also giving reasons to why different sources of finance was chosen for the given case studies. Types of sources of finance Bank Loan – is a long term loan and will often be for large amount of money for starting up a business or to expanding. Business will agreeRead MoreSources of Finance972 Words   |  4 PagesSources of finance What are the main sources and finance for UK firms and why? All firms need some kind of financing. Access to finance may differ considerably from firm to firm depending on what type of business they are and how big/known they are; Sole Trader, Public Limited or Private Limited Company. There are both INTERNAL and EXTERNAL sources of finance. Finance can be short, medium or long term. Internal sources of Finance: 2 main types 1) Funds from the owner(s) and the familyRead MoreSources of Finance1627 Words   |  7 PagesUnit 2: Business Resources Assignment 4:P4 Sources of Finance Internal Sources of finance Owners’ savings- the owner of a business often has to use their own personal savings to start a business, particularly if they are a sole trader. This is because banks may not be willing to take a risk and invest in them. Savings are a good source of finance for a business, as interest does not need to be paid to someone else while the money is being used, and the business remains totally in theRead Moresources of finance2021 Words   |  9 Pagesï » ¿Question:   IDENTIFY THE SOURCES OF FINANCE AVAILABLE TO A BUSINESS Answer: There are a number of ways of raising finance for a business. The type of finance chosen depends on the nature of the business. Large organisations are able to use a wider variety of finance sources than are smaller ones. Finance is not just needed when starting a new business, but you may be required to seek further finance even if you’re business is well established i-e further expansion, RD, new product launchRead MoreSource of Finance3105 Words   |  13 Pages1. Identify and describe the various sources of finance 1.1 Internal source 1.2 External sources 2. Assess the implication of the difference sources of finance related to risk, legal, financial and dilution of control and bankruptcy 2.1 Issue debt 2.2 Issue equity 3. Select appropriate sources of finance and make recommendations on the best ways of raising finance TASK 2: Part 1: Assess and compare various costs involve with each source of finance to Vale filters Limited Part 2: PrepareRead MoreSources of Finance1934 Words   |  8 PagesSources of Finance The financing of every business is the most fundamental aspect of its management. Get the financing right and the company will have a healthy business, positive cash flows and ultimately a profitable enterprise. The financing can happen at any stage of a business s development. On commencement of your enterprise the business entity will need finance to start up and, later on, finance to expand. Finance sources may be internal or external but they may also be short, medium orRead MoreSources of Finance7811 Words   |  32 PagesIntroduction - Sources of Finance Introduction to the Sources of Finance resource. Sources of Finance Introduction This resource is designed for use with Accounting courses at A level. This resource is relevant to the following: * AQA Module 5, Section 14.5: Types of Business Organisation, Sources of Finance * OCR Module 2505, Sections 5.3.2 and 5.6.2 For many businesses, the issue about where to get funds from for starting up, development and expansion can be crucial for the successRead MoreSources of Finance4664 Words   |  19 PagesSection 1 – Sources of Finance There are 4 main types of business ownership: †¢ Sole trader †¢ Partnership †¢ Private limited company (Ltd) †¢ Public limited company (Plc) Each of these types of business needs to raise finance for capital investment Sole Trader This is a business that is owned by one person. Sole Traders are responsible for raising all the finance to set up and run the business. Usually a sole trader would be for a small business/ (businesses with a flat